I'm Shravan Kumar Pippari — an independent insurance advisor and mutual fund distributor. For 14 years I've helped families and business owners choose cover that actually pays when it matters. No single-company bias. Just straight advice.
Term, ULIPs, savings — sized to your HLV, not a sales target. Riders, tax, nominees, medical underwriting — handled.
Individual, family floater, super top-ups, critical illness. Network hospitals, room rent caps, co-pay traps — explained before you sign.
Car, two-wheeler, commercial. Zero-dep, engine protect, IDV set honestly. Claim support that doesn't vanish at the garage.
Group Mediclaim, GPA, Directors & Officers, Cyber, Marine Cargo, Fire & Burglary. Structured, benchmarked, renegotiated yearly.
Mutual funds via Aditya Birla AMC & NJ Wealth platform, plus PMS & AIF. Goal-linked, reviewed quarterly, tax-optimised.
Honest formulas. No email wall. No "speak to advisor" trap before the result.
Which insurer actually settles? Claim settlement ratio is a start — but amount-settled ratio and average settlement time tell the real story. Here's how I rank the top 6 for 2026.
Read the breakdown →₹5 L is no longer enough anywhere in metro India. The correct number is a function of your city, age, family structure, and room-rent cap — not a round figure on a brochure.
Read the breakdown →For a 30-year-old, non-smoker, healthy male, a pure ₹1 Cr term plan till age 60 can start under ₹800/month. The number moves fast with age and smoking status. Here's the real price map.
Read the breakdown →Every review below is pulled live from my Google Business profile. Nothing edited. Nothing cherry-picked.
Tell me what's on your mind. I'll read it myself and reply within 24 hours — usually on WhatsApp first, then a call if it helps.
Leave your details. I'll personally review and reply in under 24 hours.
Mr. Shravan will get in touch with you within 24 hours.
In the meantime, you can also WhatsApp us directly —
Open WhatsApp